Pricing
Every single investor at Lendai gets the same price with full transparency and no hidden fees.
Interest rate
30 years duration
Escrow tax & insurance
Loan origination fee
Estimated 3rd party fee
Discount points cost
Net loan ammount
3 Points
$500,000
$3,160 per month
2 Points
$500,000
$3,243 per month
1 Points
$500,000
$3,327 per month
0 Points
$500,000
$3,411 per month
6.25%
6.5%
6.75%
7%
7.25%
$10,000
$3,475
$20,000
$10,000
$3,475
$15,000
10,000
$3,475
$10,000
$10,000
$3,475
$5,000
$10,000
$3,475
$0
$466,525
$471,525
$476,525
$481,525
$486,525
4 Points
$500,000
$3,079 per month
6.25% interest rate
30 years duration
Includes escrow tax & insurance
$10,000 Loan origination fee
$3,475 Estimated 3rd party fee
$20,000 Discount points cost
$466,525 Net loan amount
3 Points
$500,000
$3,160 per month
6.5% interest rate
30 years duration
Includes escrow tax & insurance
$10,000 Loan origination fee
$3,475 Estimated 3rd party fee
$15,000 Discount points cost
$471,525 Net loan amount
2 Points
$500,000
$3,243 per month
6.75% interest rate
30 years duration
Includes escrow tax & insurance
10,000 Loan origination fee
$3,475 Estimated 3rd party fee
$10,000 Discount points cost
$476,525 Net loan amount
1 Points
$500,000
$3,327 per month
7% interest rate
30 years duration
Includes escrow tax & insurance
$10,000 Loan origination fee
$3,475 Estimated 3rd party fee
$5,000 Discount points cost
$481,525 Net loan amount
0 Points
$500,000
$3,411 per month
7.25% interest rate
30 years duration
Includes escrow tax & insurance
$10,000 Loan origination fee
$3,475 Estimated 3rd party fee
$0 Discount points cost
$486,525 Net loan amount
* Assumes it is a 30-year loan for the amount of USD500,000. Rates subject to change.
Before Dinner Is Ready
In under 5 minutes, you will have our offer. It doesn’t matter if it's your 1st investment or your 10th. you will always receive from Lendai the best possible offer.
Start Financing Your US Properties Today
FAQ
Lendai only requests you pay for the Appraisal Report, which will be paid directly to the appraisal company.
Do you have any additional (hidden) fees? Such as processing fee, underwriting fee, broker fee, etc.
In exchange for a higher, one time and up front fee, Discount Points lower your interest rate and your monthly payment . Over the course of a 30-year loan, these Discount Points can save the borrower a significant amount of money. The Discount Points are totally optional for the borrower.
Each discount point paid lowers your interest rate by 25 basis points (0.25%) for the entire 30-year duration of the loan. The more points you have, the more you save on your loan payments throughout the loan term. Buying discount points is best suited for investors who intend to hold the property for a long period of time.
Lendai needs to make sure that the property’s tax bills and insurance premiums are fully paid on time. Lack of payments can create a tax lien which can lead to foreclose of the property by the authorities. If you do not pay the insurance, then the house is not covered in case of damages. Lendai and you are then excluded from coverage and may lose part/all of the investment.