Pricing

Every single investor at Lendai gets the same price with full transparency and no hidden fees.

Interest rate

30 years duration

Escrow tax & insurance

Loan origination fee

Estimated 3rd party fee

Discount points cost

Net loan ammount

4 Points

$500,000

$3,079 per month

3 Points

$500,000

$3,160 per month

2 Points

$500,000

$3,243 per month

1 Points

$500,000

$3,327 per month

0 Points

$500,000

$3,411 per month

6.25%

6.5%

6.75%

7%

7.25%

$10,000

$3,475

$20,000

$10,000

$3,475

$15,000

10,000

$3,475

$10,000

$10,000

$3,475

$5,000

$10,000

$3,475

$0

$466,525

$471,525

$476,525

$481,525

$486,525

4 Points

$500,000

$3,079 per month

6.25% interest rate

30 years duration

Includes escrow tax & insurance

$10,000 Loan origination fee

$3,475 Estimated 3rd party fee

$20,000 Discount points cost

$466,525 Net loan amount

3 Points

$500,000

$3,160 per month

6.5% interest rate

30 years duration

Includes escrow tax & insurance

$10,000 Loan origination fee

$3,475 Estimated 3rd party fee

$15,000 Discount points cost

$471,525 Net loan amount

2 Points

$500,000

$3,243 per month

6.75% interest rate

30 years duration

Includes escrow tax & insurance

10,000 Loan origination fee

$3,475 Estimated 3rd party fee

$10,000 Discount points cost

$476,525 Net loan amount

1 Points

$500,000

$3,327 per month

7% interest rate

30 years duration

Includes escrow tax & insurance

$10,000 Loan origination fee

$3,475 Estimated 3rd party fee

$5,000 Discount points cost

$481,525 Net loan amount

0 Points

$500,000

$3,411 per month

7.25% interest rate

30 years duration

Includes escrow tax & insurance

$10,000 Loan origination fee

$3,475 Estimated 3rd party fee

$0 Discount points cost

$486,525 Net loan amount

* Assumes it is a 30-year loan for the amount of USD500,000. Rates subject to change.

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In under 5 minutes, you will have our offer. It doesn’t matter if it's your 1st investment or your 10th. you will always receive from Lendai the best possible offer.

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FAQ

Lendai only requests you pay for the Appraisal Report, which will be paid directly to the appraisal company.

No, every investor receives the same offer that is based on Lendai’s Proprietary Underwriting System.
No, Lendai has no hidden fees. The 2% origination covers all fees related to processing, underwriting, and originating your loan.

In exchange for a higher, one time and up front fee, Discount Points lower your interest rate and your monthly payment . Over the course of a 30-year loan, these Discount Points can save the borrower a significant amount of money. The Discount Points are totally optional for the borrower.

Each discount point paid lowers your interest rate by 25 basis points (0.25%) for the entire 30-year duration of the loan. The more points you have, the more you save on your loan payments throughout the loan term. Buying discount points is best suited for investors who intend to hold the property for a long period of time.

Lendai needs to make sure that the property’s tax bills and insurance premiums are fully paid on time. Lack of payments can create a tax lien which can lead to foreclose of the property by the authorities. If you do not pay the insurance, then the house is not covered in case of damages. Lendai and you are then excluded from coverage and may lose part/all of the investment.