Pricing
Every single investor at Lendai gets the same price with full transparency and no hidden fees.
Interest rate
30 years duration
Escrow tax & insurance
Loan origination fee
Estimated 3rd party fee
Discount points cost
Net loan amount
3 Points
$210,000
$1,433 per month
2 Points
$210,000
$1,468 per month
1 Points
$210,000
$1,504 per month
0 Points
$210,000
$1,541 per month
7%
7.25%
7.5%
7.75%
8%
2%
1.5%
4%
2%
1.5%
3%
2%
1.5%
2%
2%
1.5%
1%
2%
1.5%
0
$194,250
$196,350
$198,450
$200,550
$202,650
4 Points
$210,000
$1,397 per month
7% interest rate
30 years duration
Includes escrow tax & insurance
2% Loan origination fee
1.5% Estimated 3rd party fee
4% Discount points cost
$194,250 Net loan amount
3 Points
$210,000
$1,433 per month
7.25% interest rate
30 years duration
Includes escrow tax & insurance
2% Loan origination fee
1.5% Estimated 3rd party fee
3% Discount points cost
$196,350 Net loan amount
2 Points
$210,000
$1,468 per month
7.5% interest rate
30 years duration
Includes escrow tax & insurance
2% Loan origination fee
1.5% Estimated 3rd party fee
2% Discount points cost
$198,450 Net loan amount
1 Points
$210,000
$1,504 per month
7.75% interest rate
30 years duration
Includes escrow tax & insurance
2% Loan origination fee
1.5% Estimated 3rd party fee
1% Discount points cost
$200,550 Net loan amount
0 Points
$210,000
$1,541 per month
8% interest rate
30 years duration
Includes escrow tax & insurance
2% Loan origination fee
1.5% Estimated 3rd party fee
0 Discount points cost
$202,650 Net loan amount
*The offer above is an example of a 70% LTC for a USD300,000 property purchase price. Rates subject to change.
Before Dinner Is Ready
In under 5 minutes, you will have our offer. It doesn’t matter if it's your 1st investment or your 10th. you will always receive from Lendai the best possible offer.
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FAQ
Lendai only requests you pay for the Appraisal Report, which will be paid directly to the appraisal company.
No, every investor receives the same offer that is based on Lendai’s Proprietary Underwriting System.
Do you have any additional (hidden) fees? Such as processing fee, underwriting fee, broker fee, etc.
No, Lendai has no hidden fees. The 2% origination covers all fees related to processing, underwriting, and originating your loan.
In exchange for a one time and up front fee, Discount Points lower your interest rate and your monthly payment. Over the course of a 30-year loan, these Discount Points can save the borrower a significant amount of money. The Discount Points are totally optional for the borrower. Lendai follows the US standard pricing procedure of Discount Points.
Each discount point paid lowers your interest rate by 25 basis points (0.25%) for the entire 30-year duration of the loan. The more points you have, the more you save on your loan payments throughout the loan term. Buying discount points is best suited for investors who intend to hold the property for a long period of time.
Lendai needs to make sure that the property’s tax bills and insurance premiums are fully paid on time. Lack of payments can create a tax lien which can lead to foreclose of the property by the authorities. If you do not pay the insurance, then the house is not covered in case of damages. Lendai and you are then excluded from coverage and may lose part/all of the investment.