Lendai specializes in private foreign investors who do not reside in the United States and are not citizens but wish to purchase or refinance properties in the United States.

First of all, you will need to get in touch with one of our partners who will connect you to us.
Your partner will help us facilitate your loan process, and therefore it is essential to the process.

We work only with realtors, brokers and real estate entrepreneurs that we trust. Each partner is carefully chosen by us. At the same time, we are not responsible for the service they provide, and we only support them by financing their customers.

Our prices are definitely competitive with other lenders that specialize in providing credit for local and foreign investors.

Most real estate purchases in the US take at least two weeks. By that time, we will be ready.
Just as if you had bought the property with your own equity.

Yes, the recommendation of professionals in the field is that clients will hold the property through an LLC, and this is the practice of most professional investors. You can read about LLC and its importance here.

We have built a unique mortgage process which requires very few documents. In most cases, the documents you will need will include just your ID card, passport, a number of reports from your bank website and documents pertaining to the property you wish to finance. In 90% of the cases, you will not even have to leave the comfort of your own home to provide us with all the necessary documents.

Currently, we finance properties in Georgia, Florida, Alabama, Michigan, Ohio, Indiana, Oklahoma, Pennsylvania, North Carolina, South Carolina, Texas and Wisconsin, while we keep expanding to other states. If you are a real estate agent, mortgage broker or entrepreneur and operate in other countries, we will be happy if you can register here, and we will contact you as soon as we begin operating in your area.

We have a waiting list, and we are adding additional partners in the order of their registration.

Lendai is a Fintech portfolio lender, which means we give our loans from our own money. Therefore, we have a fast, efficient and transparent process that is tailored to foreign clients investing in the US.

No. Our specialty is long-term deals.

We lend on single family homes, townhouses and 1-4-unit residences.

No. Hard money lenders usually fund short-term high-risk deals, which is very different from the way we operate.

No. This is business financing provided in the US, and is not related to your personal credit rating.

Using our state-of-the-art algorithms, we know how much the asset is worth. We do send an inspector to the property to make sure that its condition is as reported by you. In some cases, we will send an appraiser to verify the accuracy of the findings.

Lendai charges a small earnest fee at the beginning of the process, after you have received a detailed quote and confirmed it. This is because we have expenses for third parties such as Inspectors, title companies, etc. and just as we are committed to closing the deal, we expect commitment from your side too.

Less time than it will take you to buy milk at the grocery store. Most of our customers receive a
detailed offer within 12-14 minutes.

If the details you provide us in your loan application are inaccurate or the checks we perform in connection with the property do not meet our credit protocol, we  may be forced to cancel the transaction.

It’s as easy as can be. We will prepare a request for the management company for you, and you will instruct them to transfer us the monthly rent payments received from the tenant. From the rental payment, we deduct the monthly debt service and transfer the balance to you on the same day.

After deducting the monthly loan payment from the rent payment, you will receive the balance in to your bank account in your country of residence or in the US. The costs for most of our customers are significantly lower than the costs you pay today.

For us to validate the details you have provided us, as well as to comply with the regulatory requirements, we will have a video call with you, during which we will guide you as to how to upload the required documents. For the video call you will need your ID, a valid passport, username and password (which we will not see) to your bank website. Please also verify that the property documents are in your possession.

You can set the call for whenever is convenient for you. It will last around 45-60 minutes.

We offer long-term products that will allow you to easily finance your investment assets.

What are your products are:

New Purchase Loans, Cash Out Refinance Loans, and Standard Refinance Loans.

Lendai provides loans on a thirty-year amortization. This will allow you to enjoy the best possible cash flow from your property.

The loans are given for periods of 10-15 years. At the end of the period you can refinance or repay the balance of the fund.

Lendai is a lender that focuses on Super Prime loans so we offer our clients good terms and a short procedure. The scope of financing is based on the value of the property, the expected rent and other variables. Our partners know in advance how much financing we can provide for each property and they will be happy to share this information with you.

In most cases, you only need a valid passport, ID card and password and a username for your bank account, which you will need in order to upload the data that will allow us to verify your financial situation to our site.

In most cases we require you to use the services of a professional management company for the operation and maintenance of the property.

In fact, with the exception of Lender title insurance, all the insurances we require, you should hold anyway. This include Property & Liability insurance, and flood insurance where needed.

It is possible, but the property should be in a physical condition that is ready for rent and you should rent it out as soon as possible.

No. We know how to perform cross border scoring based on the country you live in.


No. we lend to the LLC who holds the property, all you need is the EIN of the LLC.

Lendai is a commercial lender, so we only lend to non-owner occupied properties.

Lendai only finances properties for a single owner or a couple.

Absolutely. Just note that if the closing is expected to be in the next two weeks, you may need to postpone it by a few days, or make the financing after the purchase. We will do everything we can, not to delay the closure even in such a case.