New Purchase Loan

Triple your purchase power and achieve a higher cash-on-cash return on investment

Property type

Max loan amount

Property conditions

Property occupancy

Term & Rate

Single-family, Townhouses, 2-4 units

$1,000,000

C1-C4

Leased or will be in the next 3 months

30-year fixed rates

Loan-to-cost (LTC)

Loan-to-cost (LTC)

US entity required

US entity required

Multiple entity owners

Multiple entity owners

Origination fee

Origination fee

Interest rates

Interest rates

Up to 70%

Up to 70%

Up to 5 owners

Up to 5 owners

2%

2%

8.75-9.75%

8.75-9.75%

Why Get a New Purchase Loan? ​

Lower your entry barrier

You can start owning US real estate with as little as $50K investment. This enables US foreign investors to afford investing in the US real estate market.

Triple your buying power

By using other people’s money (i.e. a loan) you can buy a property that costs up to three times the amount of your existing equity. If you have $300,000 of equity, you can buy a $200,000 home through financing.

Diversify your investment

If you have $300,000 of equity, you can either purchase one home worth $300,000 or you can finance and then be able to invest three $100,000 homes. Your equity is then spread into three properties thus lowering your risk on each property.

How it works

“The process was very simple and easy to follow. The online portal was very user friendly. It was very easy to track which information was needed. Lendai made is possible for a Canadian to invest in the USA.”​
5/5
Reuben Z.​
Canadian investor ​

Contact our loan specialists to find the best financing option for your investments