Portfolio Loan

Seasoned investors who accumulated two or more properties in a diversified portfolio, can now use one loan to cash-out or refinance their entire portfolio in one simple, fast, and efficient process.

Property type

Max loan amount

Property Conditions

Property occupancy

Term & Rate

Single-family, Townhome, 2-4 units



Leased or will be in the next 3 months

30-year fixed rates

Loan to value (LTV)

US entity required

Multiple entity owners

Origination fee

Interest rates

Up to 70%

Up to 5 owners



Why Get a Portfolio Loan?

Extract your equity

Today the market prices have risen thus allowing investors to cash-out on their existing accumulated equity and reuse the fund to invest in new opportunities.

Lower your rate
and extend the term

If you have an existing mortgage with higher rates or shorter term, you can refinance with Lendai and replace your existing debt with better rates and longer duration.

Triple your buying power

By extracting debt from an existing investment, you can reinvest in additional properties. If you own a $300,000 property free of debt, you can cash-out up to $200,000 from this property and use the funds as down payment for your next investment(s).

How it works

"As foreign investors who have been scraping together cash for 10 years to invest, we are beyond excited that there is now a reasonably priced, 30-year financing option available"
Andrew W.
Australian investor

Contact our loan specialists to find the best financing option for your investments