Portfolio Loan
Seasoned investors who accumulated two or more properties in a diversified portfolio, can now use one loan to cash-out or refinance their entire portfolio in one simple, fast, and efficient process.
Property type
Max loan amount
Property Conditions
Property occupancy
Term & Rate
Single-family, Townhome, 2-4 units
$1,000,000
C1-C4
Leased or will be in the next 3 months
30-year fixed rates
Loan to value (LTV)
US entity required
Multiple entity owners
Origination fee
Interest rates
Up to 70%
Up to 5 owners
2%
6.25-7.25%
Why Get a Portfolio Loan?
Extract your equity
Today the market prices have risen thus allowing investors to cash-out on their existing accumulated equity and reuse the fund to invest in new opportunities.
Lower your rate
and extend the term
If you have an existing mortgage with higher rates or shorter term, you can refinance with Lendai and replace your existing debt with better rates and longer duration.
Triple your buying power
By extracting debt from an existing investment, you can reinvest in additional properties. If you own a $300,000 property free of debt, you can cash-out up to $200,000 from this property and use the funds as down payment for your next investment(s).
How it works
1
Connection via Partner2
Fill a short online application3
Let's talk4
E-closing5
We fund your loan1
Connection via Partner
Connection Via Partner
You will receive an email with a link
to enter your loan application portal
2
Fill a short online application
Fill A Short Online Application
Simple and quick via the portal and immediately get
informed if you are pre-qualified for a loan
3
Let's talk
Let’s Talk
We will have a video conference and
together we will
complete the onboarding
process and answer any question
4
E-closing
E-Closing
Sign your loan documents online
from the comfort of your home
5
We fund your loan
We Fund Your Loan
"As foreign investors who have been scraping together cash for 10 years to invest, we are beyond excited that there is now a reasonably priced, 30-year financing option available"
Andrew Warner
Australian investor
Contact our loan specialists to find the best financing option for your investments